Twitter launches advertising services in Middle East

DUBAI (Reuters) – Twitter Inc launched advertising services in the Middle East and North Africa on Sunday as the social media firm seeks to exploit a tripling of its regional subscriber base following its widespread use during the Arab Spring protests.

Digital advertising is relatively undeveloped in the region, accounting for an estimated 4 percent of its total advertising spending, but a young, tech-savvy population and rising Internet penetration points to significant potential for growth.

“The two are interconnected – the rapid growth of our user base with the timing of why we want to help brands connect with that audience,” said Shailesh Rao, Twitter vice-president for international operations.

Twitter does not provide a regional breakdown of its more than 200 million users worldwide, but Rao said its MENA subscriber base had tripled in the past 12 months.

The company has recruited Egypt’s Connect Ads, which is ultimately owned by Cairo-listed Orascom Telecom Media and Technology, to launch advertising initially in Egypt, Saudi Arabia, Pakistan, Kuwait and the United Arab Emirates.

Pepsi and Saudi telecom operator Etihad Etisalat (Mobily) are among its confirmed clients, the company said.

Twitter says the products it promotes typically have an audience response rate of 1 to 3 percent, significantly higher than traditional advertising rate of 0.1 to 0.5 percent.

“Social media advertising is totally different because it relies on what people say. It’s about two-way, not one-way, communication,” said Mohamed El Mehairy, Connect Ads managing director.

(editing by Jane Baird)

Tech News Headlines – Yahoo! News

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Fire Sweeps Through Nightclub in Brazil; Scores Dead

Germano Rorato/Agencia RBS, via European Pressphoto Agency

A victim was carried from the scene of the nightclub fire in Santa Maria, Brazil.

RIO DE JANEIRO — A fire ignited by a flare from a band’s pyrotechnic spectacle swept through a nightclub filled with hundreds of university students early on Sunday morning in Santa Maria, a city in southern Brazil, killing at least 232 people, police officials said.

Health workers hauled bodies from the club, called Kiss, to hospitals in Santa Maria throughout Sunday morning. Some of the survivors were taken to the nearby city of Porto Alegre to be treated for burns. Valdeci Oliveira, a local legislator, said he saw piles of bodies in the nightclub’s bathrooms.

Col. Guido Pedroso de Melo, the commander of the city’s Fire Department, said security guards had locked exits, which intensified the panic as people in the club stampeded to the doors. One police investigator at the club, Elizabeth Shimomura, told a television news channel, “It is a scene of horror.”

Survivors described a scene of mayhem as patrons rushed for the main exit. “I only got out because I am strong,” Ezequiel Corte Real, 23, told reporters. He said he helped others escape the blaze.

The disaster in Santa Maria, which is in the relatively prosperous state of Rio Grande do Sul, shocked the country. President Dilma Rousseff canceled appointments at a summit meeting in Chile to travel to Santa Maria, a city of about 260,000 residents that is known for its cluster of universities.

The disaster ranks among the deadliest of nightclub fires, comparable to the 2003 blaze in Rhode Island that killed 100 people, one in 2004 in Buenos Aires in which 194 were killed, and a fire at a club in China in 2000 in which 309 people died.

The circumstances surrounding the blaze, including the use of pyrotechnics and the reports of the locked exits, are expected to raise questions about whether the club’s owners had been negligent. While it is not clear why patrons were initially not allowed to escape, it is common across Brazil for nightclubs and bars to have customers to pay their entire tab upon leaving, instead of on a per-drink basis.

More broadly, the blaze may focus attention on issues of accountability in Brazil and point to the relaxed enforcement of measures aimed at protecting citizens in an economy that is on solid footing. Preventable disasters still commonly claim lives in Brazil, as illustrated by Rio de Janeiro’s building collapses, manhole explosions and trolley mishaps.

“Bureaucracy and corruption also cause tragedies,” said Andre Barcinski, a columnist for Folha de São Paulo, one of Brazil’s largest newspapers.

Some of the survivors pointed to a heated argument over who was responsible. “Only after a multitude pushed down the security guards did they see the crap they had done,” Murilo de Toledo Tiecher, 26, a medical student who survived the fire, said in comments posted on Facebook.

Witnesses said the fire started about 2 a.m. after a rock band, Gurizada Fandangueira, began performing for an audience made up mostly of students in the agronomy and veterinary medicine programs at a local university.

At least one member of the five-person band, which is based in Santa Maria and had advertised its use of pyrotechnics, was said to have been killed. Many of the victims died of smoke inhalation, officials said.

“The smoke spread very quickly,” Aline Santos Silva, 29, one of the survivors, said in comments to the Globo News television network. “Those who were closest to the stage where the band was playing had the most difficulty getting out.”

Human rights officials focused Sunday on the grief in Santa Maria. “How many families are now searching for their young one?” asked Maria do Rosário Nunes, a cabinet minister who is Ms. Rousseff’s top human rights official.

Brazilian television stations broadcast images of trucks carrying corpses to hospitals where family members were gathering. Photographs taken shortly after the blaze and posted on the Web sites of local news organizations showed frantic scenes in which people on the street outside the nightclub pulled bodies from the charred debris.

The tragedy took place in a region of Brazil where Ms. Rousseff began her political career before rising to national prominence as a top aide to the former president, Luiz Inácio Lula da Silva, and running for president herself. Before leaving the summit in Chile, she appeared distraught, crying in front of reporters as she absorbed details of the blaze.

“This is a tragedy,” she said, “for all of us.”

Jill Langlois contributed reporting from São Paulo, Brazil.

This article has been revised to reflect the following correction:

Correction: January 27, 2013

A picture of a hallway strewn with shoes that accompanied a previous version of this online article was used in error. It showed the aftermath of a fire in Buenos Aires in 2004, not Saturday night’s fire in Santa Maria, Brazil.

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Djokovic completes Australian Open hat trick

MELBOURNE, Australia (AP) — No shirt ripping or bare-chested flexing this time.

Novak Djokovic completed his work before midnight, defeating Andy Murray in four sets for his third consecutive Australian Open title and fourth overall.

It was also the second time in three years Djokovic had beaten his longtime friend in this final. So the celebration was muted: a small victory shuffle, raised arms, a kiss for the trophy. No grand histrionics, although that's not to say the moment was lost on him.

"Winning it three in a row, it's incredible," Djokovic said after his 6-7 (2), 7-6 (3), 6-3, 6-2 victory Sunday night. "It's very thrilling. I'm full of joy right now. It's going to give me a lot of confidence for the rest of the season, that's for sure."

Nine other men had won consecutive Australian titles in the Open era, but none three straight years. One of them was Andre Agassi, who presented Djokovic with the trophy.

A year ago, Djokovic began his season with an epic 5-hour, 53-minute five-set win over Rafael Nadal at the Australian Open, the longest Grand Slam final. He tore off his shirt to celebrate, the TV replays repeated constantly at this tournament.

He mimicked that celebration after coming back to beat Stanislas Wawrinka in five hours in a surprisingly tough fourth-round victory this time.

Since then, he's looked every bit the No. 1 player. He said he played "perfectly" in his 89-minute win over fourth-seeded David Ferrer in the semifinals Thursday night. Murray struggled to beat 17-time major winner Roger Federer in five sets in the semifinals Friday night, and still had the bad blisters on his feet to show for it in the final.

In a final that had the makings of a classic when two of the best returners in tennis were unable to get a break of serve in the first two sets that lasted 2:13, the difference may have hinged on something as light as a feather.

Preparing for a second serve at 2-2 in the second set tiebreaker, Murray was rocking back about to toss the ball when he stopped, paused and then walked onto the court and tried to grab a small white feather that was floating in his view. He went back to the baseline, bounced the ball another eight times and served too long.

After being called for a double-fault, Murray knocked the ball away in anger and flung his arm down. He didn't get close for the rest of the tiebreaker and was the first to drop serve in the match — in the eighth game of the third set. Djokovic broke him twice in the fourth set, which by then had turned into an easy march to victory.

"It was strange," said Djokovic, adding that it swung the momentum his way. "It obviously did. ... He made a crucial double-fault."

Murray didn't blame his loss on the one distraction.

"I mean, I could have served. It just caught my eye before I served. I thought it was a good idea to move it," he said. "Maybe it wasn't because I obviously double-faulted.

"You know, at this level it can come down to just a few points here or there. My biggest chance was at the beginning of the second set — didn't quite get it. When Novak had his chance at the end of the third, he got his."

Djokovic had five break-point chances in the opening set, including four after having Murray at 0-40 in the seventh game, but wasn't able to convert any of them.

Then he surrendered the tiebreaker with six unforced errors. Murray appeared to be the stronger of the two at the time. He'd beaten Djokovic in their last Grand Slam encounter, the U.S. Open final, and had the Serb so off balance at times in the first set that he slipped to the court and took skin off his knee.

Murray held serve to open the second set and had three break points at 0-40 in the second game, but Djokovic dug himself out of trouble and held.

"After that I felt just mentally a little bit lighter and more confident on the court than I've done in the first hour or so," Djokovic said. "I was serving better against him today in the first two sets than I've done in any of the match in the last two years."

Djokovic said he loves playing at Rod Laver Arena, where he won his first major title in 2008. He now has six Grand Slam titles altogether. Federer has won four of his 17 majors at Melbourne Park, and Agassi is the only other player to have won that many in Australia since 1968.

Djokovic was just finding his way at the top level when Agassi retired in 2006, but he had watched enough of the eight-time major winner to appreciate his impact.

"He's I think one of the players that changed the game — not just the game itself, but also the way the people see it," Djokovic said. "So it was obviously a big pleasure and honor for me to receive the trophy from him."

Agassi was among the VIPs in the crowd, along with actor Kevin Spacey and Victoria Azarenka, who won the women's final in three sets against Li Na the previous night.

Murray broke the 76-year drought for British men at the majors when he won the U.S. Open last year and said he'll leave Melbourne slightly more upbeat than he has after defeats here in previous years.

"The last few months have been the best tennis of my life. I mean, I made Wimbledon final, won the Olympics, won the U.S. Open. You know, I was close here as well," he said. "No one's ever won a slam (immediately) after winning their first one. It's not the easiest thing to do. And I got extremely close.

"So, you know, I have to try and look at the positives of the last few months, and I think I'm going the right direction."

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Brain Aging Linked to Sleep-Related Memory Decline

Scientists have known for decades that the ability to remember newly learned information declines with age, but it was not clear why. A new study may provide part of the answer.

The report, posted online on Sunday by the journal Nature Neuroscience, suggests that structural brain changes occurring naturally over time interfere with sleep quality, which in turn blunts the ability to store memories for the long term.

Previous research had found that the prefrontal cortex, the brain region behind the forehead, tends to lose volume with age, and that part of this region helps sustain quality sleep, which is critical to consolidating new memories. But the new experiment, led by researchers at the University of California, Berkeley, is the first to directly link structural changes with sleep-related memory problems.

The findings suggest that one way to slow memory decline in aging adults is to improve sleep, specifically the so-called slow-wave phase, which constitutes about a quarter of a normal night’s slumber.

Doctors cannot reverse structural changes that occur with age any more than they can turn back time. But at least two groups are experimenting with electrical stimulation as a way to improve deep sleep in older people. By placing electrodes on the scalp, scientists can run a low current across the prefrontal area, essentially mimicking the shape of clean, high-quality slow waves.

The result: improved memory, at least in some studies. “There are also a number of other ways you can improve sleep, including exercise,” said Ken Paller, a professor of psychology and the director of the cognitive neuroscience program at Northwestern University, who was not involved in the research.

Dr. Paller said that a whole array of changes occurred across the brain during aging and that sleep was only one factor affecting memory function.

But Dr. Paller said the study told “a convincing story, I think: that atrophy is related to slow-wave sleep, which we know is related to memory performance. So it’s a contributing factor.”

In the study, the research team took brain images from 19 people of retirement age and from 18 people in their early 20s. It found that a brain area called the medial prefrontal cortex, roughly behind the middle of the forehead, was about one-third smaller on average in the older group than in the younger one — a difference due to natural atrophy over time, previous research suggests.

Before bedtime, the team had the two groups study a long list of words paired with nonsense syllables, like “action-siblis” and “arm-reconver.” The team used the nonwords because one type of memory that declines with age is for new, previously unseen information.

After training on the pairs for half an hour or so, the participants took a test on some of them. The young group outscored the older group by about 25 percent.

Then everyone went to bed — and bigger differences emerged. For one, the older group got only about a quarter of the amount of high-quality slow-wave sleep that the younger group did, as measured by the shape and consistency of electrical waves on an electroencephalogram machine, or EEG. It is thought that the brain moves memories from temporary to longer-term storage during this deep sleep.

On a second test, given in the morning, the younger group outscored the older group by about 55 percent. The estimated amount of atrophy in each person roughly predicted the difference between his or her evening and morning scores, the study found. Even seniors who were very sharp at night showed declines after sleeping.

“The analysis showed that the differences were due not to changes in capacity for memories, but to differences in sleep quality,” said Bryce A. Mander, a postdoctoral fellow at Berkeley and the lead author of the study. His co-authors included researchers from the California Pacific Medical Center in San Francisco; the University of California, San Diego; and the Lawrence Berkeley National Laboratory.

The findings do not imply that medial prefrontal atrophy is the only age-related change causing memory problems, said Matthew P. Walker, a professor of psychology and neuroscience at Berkeley and a co-author of the study.

“Essentially, with age, you lose tissue in this prefrontal area,” Dr. Walker said. “You get less quality deep sleep, and have less opportunity to consolidate new memories.”

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At Fed, Nascent Debate on When to Slow Asset Buying

WASHINGTON — The Federal Reserve has left little doubt about its plans for the next few months, and thus little mystery about the statement it will release Wednesday after the latest meeting of its policy-making committee. The economy remains weak. The Fed will keep buying bonds to hold down borrowing costs.

Inside the central bank, however, debate is once again shifting from whether the Fed should do more to stimulate the economy to when it should start doing less.

Proponents of strong action to reduce unemployment won a series of victories last year, culminating in December when the Fed announced that it would hold short-term interest rates near zero at least until the unemployment rate fell below 6.5 percent. The rate was 7.8 percent in December.

To accelerate that process, the Fed also said it would increase its holdings of Treasury securities and mortgage-backed securities by $85 billion each month until it sees clear signs of strength in the job market.

The Fed is expected to affirm both policies on Wednesday. The Fed’s chairman, Ben S. Bernanke, said this month that the persistence of high unemployment “motivates and justifies” the efforts.

The looming question is how much longer the asset purchases will continue.

The officials who led the push for stronger action have turned to defending the need to continue asset purchases for as long as possible, while those who opposed the policy are pressing for an early end date.

Eric Rosengren, president of the Federal Reserve Bank of Boston, was among the most outspoken advocates for asset purchases last year. In a speech earlier this month, he said that the Fed’s efforts to suppress interest rates were producing clear benefits, increasing sales of homes and cars.

“I consider it imperative that monetary policy continue to actively support the economy at present, since we continue to have an unacceptably high unemployment rate while, at the same time, inflation is undershooting the Federal Reserve’s 2 percent target,” said Mr. Rosengren, who holds a rotating seat this year on the 12-person Federal Open Market Committee.

Critics of the Fed’s efforts initially warned that the purchases would reduce the central bank’s ability to control inflation. Increasingly, they also have emphasized that the purchases could undermine the stability of financial markets.

Esther George, the president of the Federal Reserve Bank of Kansas City, said in a speech this month that the Fed’s efforts to push down interest rates were driving up the price of farmland, junk bonds and other risky investments.

Ms. George, who holds a vote on the policy-making committee this year, said that the eventual sale of the Fed’s holdings also could disrupt markets.

“Like others, I am concerned about the high rate of unemployment, but I recognize that monetary policy, by contributing to financial imbalances and instability, can just as easily aggravate unemployment as heal it,” she said.

Many prominent economists outside the Fed continue to argue that the central bank should be acting even more forcefully to stimulate the economy, but that view has gained little traction inside the central bank.

Narayana Kocherlakota, the president of the Federal Reserve Bank of Minneapolis, is the only official who has publicly endorsed stronger action.

“Monetary policy is currently not accommodative enough,” Mr. Kocherlakota said, noting that unemployment is too high while the pace of inflation is too low — below the 2 percent annual pace that the Fed considers healthy.

Mr. Kocherlakota said the Fed should announce its intention to keep short-term interest rates near zero until the unemployment rate falls below 5.5 percent, rather than the 6.5 percent threshold the central bank adopted in December.

The Fed deliberately left the duration of the asset purchase program as an open question, in contrast to the specific interest-rate threshold.

It said only that it wanted to see “substantial improvement” in the labor market, though officials have made it clear they also expect to suspend asset purchases well before the unemployment rate reaches the 6.5 percent line.

Mr. Bernanke explained at a December news conference that the Fed wanted to retain greater flexibility because asset purchases are a relatively untested strategy.

“We’ll be learning over time about how efficacious they are, about what costs they may carry with them in terms of unintended consequences,” he said.

But the discussion already has begun to swing toward informal thresholds.

Mr. Rosengren said last year that the Fed should certainly continue the purchases until the unemployment rate declines at least below 7.25 percent.

James Bullard, president of the Federal Reserve Bank of St. Louis and another voting member of the committee this year, wrote this month that “there is no simple answer to this question” of when the Fed should stop buying bonds.

Then he provided one, telling CNBC that he expected the unemployment rate to drop to near 7 percent by the end of the year and that it would then be appropriate for the Fed to consider suspending its program of asset purchases.

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Smartphone 4Q sales rise 36 pct led by Samsung

SAN FRANCISCO (AP) — Smartphone shipments rose 36 percent worldwide in the fourth quarter as the sleek devices supplanted personal computers and other gadgets on holiday shopping lists, according to a report released Friday.

The findings from the research firm International Data Corp. are the latest sign of the technology upheaval being wrought by the growing popularity of smartphones that can perform a wide variety of tasks, including surfing the Web and taking high-quality photos.

Companies whose fortunes are tied to the PC industry have been particularly hard hit by the shift to smartphones and tablet computers.

While some smartphone models were in short supply during the holiday season, fourth-quarter PC shipments fell by 6 percent from the previous year, according to another IDC report released earlier this month.

IDC estimates 219 million smartphones were shipped during the final three months of last year. That compares with nearly 161 million in the same 2011 period. Smartphones accounted for about 45 percent of all mobile phone shipments in the fourth quarter, the highest percentage recorded by IDC.

Samsung Electronics Co. retained its bragging rights as the smartphone leader, shipping nearly 64 million devices for a 29 percent share of the global market.

Apple Inc. ranked second with nearly 48 million iPhones shipped during the fourth quarter, translating into a market share of 22 percent.

For all of 2012, IDC estimated nearly 713 million smartphones were shipped worldwide, a 44 percent increase from the previous year. Meanwhile, annual PC shipments fell 3 percent from 2011, IDC said. It was the first annual decline since 2001.

Entering 2012, Apple held a slight edge over Samsung in the smartphone market. But Samsung sprinted past Apple during the year as it introduced an array of models, most of which run on Google Inc.‘s free Android software. Samsung’s top-selling line, the Galaxy, boasts larger display screens than the iPhone and other features.

Apple alleges Samsung’s devices illegally ripped off the iPhone’s innovations. After a high-profile trial in federal court, a jury in San Jose, Calif. sided with some of the patent infringement claims last August and decided Samsung should pay more than $ 1 billion in damages. Samsung has been trying to overturn the verdict.

Lower-priced smartphones from Samsung and other device makers also have hurt Apple, whose slowing iPhone growth has contributed to a $ 250 billion decline in its market value since its stock price peaked in late September.

IDC says Huawei Technologies Ltd.‘s emphasis on less expensive handsets helped it become the third largest smartphone maker with a market share of 5 percent at the end of the fourth quarter.

Gadgets News Headlines – Yahoo! News

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Jihadists and Secular Activists Clash in Syrian Town

BEIRUT, Lebanon — The tensions had been simmering for months in the northern Syrian town of Saraqib. Civilian antigovernment activists had complained of rebel fighters needlessly destroying a milk factory and treating residents disrespectfully. A growing contingent of jihadist fighters from the ideologically extreme and militarily formidable Nusra Front was suspicious of the activists’ secular, nonviolent agenda.

On Thursday, mistrust erupted into confrontation. Masked men believed to be with Al Nusra raided the headquarters of two secular civilian grass-roots organizations — setting in motion one of the most dramatic tests yet of the makeshift system of local governance that civilians and fighters have established in Saraqib, a rebel-held town.

The dispute also tests the clout of jihadist fighters and the ability of civilian opposition groups to stand up to them. The increasingly prominent role of jihadist battalions on the battlefield in Syria worried the United States enough to blacklist Al Nusra last year as a terrorist organization, an effort to isolate it that may have backfired. The Syrian opposition is ambivalent about the group: while many antigovernment activists oppose its vision of an Islamic state and complain of attempts to enforce pious practices, its relatively steady arms supply and string of battleground victories have brought it respect.

The dispute in Saraqib began when a group of masked men raided two organizations run by local activists, a new cultural club and a social work office, the activists said. At the second office, where Danish journalists and two visiting female Syrian activists were staying, the men seized fliers advocating nonviolence, and ordered the group to leave town by sunrise, according to activists and one of the journalists, a filmmaker. The masked men were angry, the witnesses said, in part because the visiting Syrian activists were not covering their hair in accordance with the practice of many pious Muslims. The men also declared that they preferred foreign journalists entering the country to be men.

Northern Syria is socially conservative, and many people there, regardless of their feelings about extremist groups, might expect female visitors to cover their hair. One activist in the area said the Syrian women had upset people with their dress and behavior. The filmmaker, who asked not to be named for safety reasons, said the women were respectful and came from a group called Waw al-Wasel that had produced an ethics guide for rebel fighters, quoting the Koran and other sources.

A number of Saraqib activists were enraged by the masked men’s interference with Syrian civilian activities. They denounced the fighters on social media. “Shabiha,” one activist, Ahmed Kaddour, called them in a Facebook post, using a term usually reserved for pro-government militias. But they also decided to fight back more concretely.

A contingent of local activists and 40 other residents went to the town’s court of Islamic law and filed a complaint. They insisted on holding accountable the local council, whose security committee the masked men claimed to represent, and the town’s military command, the Revolutionary Front of Saraqib. Both groups denied involvement and refused to confront the attackers. That further angered the activists, who said they had recognized the intruders as Nusra members and complained that the local council and military commanders were either sanctioning or ignoring abuse.

“We are currently waiting for the court to finish its investigation,” Assaad Kanjo, 21, a local activist with both Islamist and secular contacts, said in an interview via Skype. “We hold the Revolutionary Front of Saraqib responsible for the safety and well-being of all Syrian civilians and foreign and Arab journalists living in Saraqib.”

Members of Al Nusra later took a conciliatory tone, Mr. Kanjo said, sending mediators to the activists and calling for “extinguishing strife” and uniting against the government. Emboldened, the activists went a step further, demanding an official apology from the local council and the attackers’ brigade, and asking them to take disciplinary action against the attackers.

“I won’t put up with their intimidation tactics anymore,” said Iyas, a civil activist in Saraqib and the owner of the cultural club, who provided only his first name for safety reasons.

Hwaida Saad contributed reporting.

This article has been revised to reflect the following correction:

Correction: January 26, 2013

An earlier version of this article misidentified the time of day that masked men set as a deadline for visiting Syrian activists to leave Saraqib. It was sunrise, not sunset.

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Stan Musial remembered during funeral Mass

ST. LOUIS (AP) — Stan Musial was remembered as a Hall of Famer on and off the field during a 2-hour funeral Mass.

Broadcaster Bob Costas, his voice cracking at times, pointed out during Saturday's lengthy tribute that in 92 years of life, Musial never let anyone down.

Among those in attendance were baseball Commissioner Bud Selig, former St. Louis standout Albert Pujols and Hall of Famers Bob Gibson, Lou Brock, Bruce Sutter and Red Schoendienst.

The 90-year-old Schoendienst once roomed with Musial.

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Religious Groups and Employers Battle Contraception Mandate

Shawn Thew/European Pressphoto Agency

President Obama, with his health secretary, Kathleen Sebelius, offering a compromise on the contraception mandate last year.

In a flood of lawsuits, Roman Catholics, evangelicals and Mennonites are challenging a provision in the new health care law that requires employers to cover birth control in employee health plans — a high-stakes clash between religious freedom and health care access that appears headed to the Supreme Court.

In recent months, federal courts have seen dozens of lawsuits brought not only by religious institutions like Catholic dioceses but also by private employers ranging from a pizza mogul to produce transporters who say the government is forcing them to violate core tenets of their faith. Some have been turned away by judges convinced that access to contraception is a vital health need and a compelling state interest. Others have been told that their beliefs appear to outweigh any state interest and that they may hold off complying with the law until their cases have been judged. New suits are filed nearly weekly.

“This is highly likely to end up at the Supreme Court,” said Douglas Laycock, a law professor at the University of Virginia and one of the country’s top scholars on church-state conflicts. “There are so many cases, and we are already getting strong disagreements among the circuit courts.”

President Obama’s health care law, known as the Affordable Care Act, was the most fought-over piece of legislation in his first term and was the focus of a highly contentious Supreme Court decision last year that found it to be constitutional.

But a provision requiring the full coverage of contraception remains a matter of fierce controversy. The law says that companies must fully cover all “contraceptive methods and sterilization procedures” approved by the Food and Drug Administration, including “morning-after pills” and intrauterine devices whose effects some contend are akin to abortion.

As applied by the Health and Human Services Department, the law offers an exemption for “religious employers,” meaning those who meet a four-part test: that their purpose is to inculcate religious values, that they primarily employ and serve people who share their religious tenets, and that they are nonprofit groups under federal tax law.

But many institutions, including religious schools and colleges, do not meet those criteria because they employ and teach members of other religions and have a broader purpose than inculcating religious values.

“We represent a Catholic college founded by Benedictine monks,” said Kyle Duncan, general counsel of the Becket Fund for Religious Liberty, which has brought a number of the cases to court. “They don’t qualify as a house of worship and don’t turn away people in hiring or as students because they are not Catholic.”

In that case, involving Belmont Abbey College in North Carolina, a federal appeals court panel in Washington told the college last month that it could hold off on complying with the law while the federal government works on a promised exemption for religiously-affiliated institutions. The court told the government that it wanted an update by mid-February.

Defenders of the provision say employers may not be permitted to impose their views on employees, especially when something so central as health care is concerned.

“Ninety-nine percent of women use contraceptives at some time in their lives,” said Judy Waxman, a vice president of the National Women’s Law Center, which filed a brief supporting the government in one of the cases. “There is a strong and legitimate government interest because it affects the health of women and babies.”

She added, referring to the Centers for Disease Control and Prevention, “Contraception was declared by the C.D.C. to be one of the 10 greatest public health achievements of the 20th century.”

Officials at the Justice Department and the Health and Human Services Department declined to comment, saying the cases were pending.

A compromise for religious institutions may be worked out. The government hopes that by placing the burden on insurance companies rather than on the organizations, the objections will be overcome. Even more challenging cases involve private companies run by people who reject all or many forms of contraception.

The Alliance Defending Freedom — like Becket, a conservative group — has brought a case on behalf of Hercules Industries, a company in Denver that makes sheet metal products. It was granted an injunction by a judge in Colorado who said the religious values of the family owners were infringed by the law.

“Two-thirds of the cases have had injunctions against Obamacare, and most are headed to courts of appeals,” said Matt Bowman, senior legal counsel for the alliance. “It is clear that a substantial number of these cases will vindicate religious freedom over Obamacare. But it seems likely that the Supreme Court will ultimately resolve the dispute.”

The timing of these cases remains in flux. Half a dozen will probably be argued by this summer, perhaps in time for inclusion on the Supreme Court’s docket next term. So far, two- and three-judge panels on four federal appeals courts have weighed in, granting some injunctions while denying others.

One of the biggest cases involves Hobby Lobby, which started as a picture framing shop in an Oklahoma City garage with $600 and is now one of the country’s largest arts and crafts retailers, with more than 500 stores in 41 states.

David Green, the company’s founder, is an evangelical Christian who says he runs his company on biblical principles, including closing on Sunday so employees can be with their families, paying nearly double the minimum wage and providing employees with comprehensive health insurance.

Mr. Green does not object to covering contraception but considers morning-after pills to be abortion-inducing and therefore wrong.

“Our family is now being forced to choose between following the laws of the land that we love or maintaining the religious beliefs that have made our business successful and have supported our family and thousands of our employees and their families,” Mr. Green said in a statement. “We simply cannot abandon our religious beliefs to comply with this mandate.”

The United States Court of Appeals for the 10th Circuit last month turned down his family’s request for a preliminary injunction, but the company has found a legal way to delay compliance for some months.

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Factory Fire Kills 7 Workers in Bangladesh

A.M. Ahad/Associated Press

Firefighters and volunteers worked to extinguish the fire at a small garment factory in Bangladesh’s capital on Saturday.

DHAKA, Bangladesh — In the latest blow to Bangladesh’s garment industry, seven workers died on Saturday after a fire swept through a factory here not long after seamstresses had returned from a lunch break. Workers said supervisors had locked one of the factory exits, forcing some people to jump out of windows to save their lives.

The fatal fire comes roughly two months after the horrific blaze at the Tazreen Fashions factory, which left 112 workers dead and focused global attention on unsafe conditions in Bangladesh’s garment industry. Tazreen Fashions, located just outside Dhaka, the capital, had been making clothing for some of the world’s biggest brands and retailers, including Walmart.

In the aftermath of the Tazreen Fashions fire, Bangladeshi political and industrial leaders pledged to quickly improve fire safety and even conducted high-profile, nationwide inspections of many of the country’s 5,000 apparel factories. Global brands, meanwhile, promised consumers that they would not buy clothes from unsafe factories.

But Saturday’s fire in a densely populated section of Dhaka, is a grim reminder that the problems remain. The blaze erupted at about 2 p.m. at Smart Garment Export, a small factory that employed about 300 people, most of them young women who were making sweaters and jackets. All seven of the dead workers were women.

Masudur Rahman Akand, a supervisor in the Bangladesh Fire Department, said workers were returning from lunch when the blaze erupted in a storage area. The factory was located on the second-floor of a building, above a bakery, and it lacked proper exits and fire prevention equipment, Mr. Akand said.

“We did not find fire extinguishers,” he said. “We did not find any safety measures.”

With smoke filling the factory floor, workers apparently panicked. Mr. Akand said the seven workers who died either suffocated or were trampled by others trying to escape. Eight other workers were hospitalized with injuries. Workers told rescuers that many people could not quickly escape because one of the exits was blocked by a locked steel gate. Witnesses said people began jumping out of windows before the gate was finally unlocked.

Azizul Hoque, a police supervisor, said investigators initially suspected that the fire was caused by an electrical short circuit in a room where fabrics and materials were being stored. But Mr. Hoque said the investigation was continuing.

“We do not know the reason or the source or the origin of the fire,” he said.

It was unclear whether the Smart Garment factory was making clothing for international brands or retailers. Dhaka’s industrial areas are filled with factories, large and small, that produce clothing for much of the Western world. Bangladesh is now the world’s second-biggest exporter of apparel, trailing only China.

An American delegation with four members of Congress arrived in Dhaka on Saturday to meet with political leaders and garment industry executives for a discussion of trade issues, including efforts by Bangladesh to win tariff-free access to the American market for the country’s clothing exports.

Julfikar Ali Manik reported from Dhaka, and Jim Yardley from New Delhi.

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